Streamlined, Low-Cost Payment Processing for Distributors and Wholesalers
In wholesale, margins matter—and getting paid efficiently is essential. Penguin Payment Solutions delivers affordable credit card and ACH processing built specifically for wholesalers. From ERP and procurement system integration to fast batch processing and fraud protection, we help you take control of your payments without the headache.
Here’s What You Can Expect with Penguin:
Wholesale-Friendly Merchant Account Setup
We connect you with processing partners that support high-volume B2B transactions, complex billing cycles, and large average ticket sizes—no cookie-cutter solutions here.
Seamless Gateway Integration
Need to integrate with your ERP system or procurement platform? We work with partners who support full-scale integration for smooth invoicing, reconciliation, and back-end operations.

Advanced Fraud Protection
Protect your business from risk. Our processing partners offer fraud prevention tools built for high-value wholesale transactions, including tokenization, address verification, and multi-factor authentication.
Processing Optimization for B2B
Automated batch processing, tailored reporting, and simplified reconciliation all help minimize manual work—so your team can focus on operations, not chasing payments.
Independent. Experienced. On Your Side.
With over 40 years of combined experience, Penguin Payment Solutions isn’t tied to a single provider. We advocate for your business, finding the best-fit processor, negotiating competitive rates, and ensuring your payment system scales with your growth.